01
Share your story
Seekers describe their debt, the amount, and why they need help — with optional private proof for our team.
MVP Your money. Someone else's fresh start.
Someone's debt could be your next good deed.
Discover real stories. Pay someone's debt. Change someone's life.
Example
Open for help
Medical bill after an emergency surgery
Illustrative request · Household bills · Portugal
€ 1,800.00
62% funded
Example
Paid off
Every payment is verified by our team before it counts.
- ♡Pledge registered
- ✓Payment confirmed
How it works
Generosity, with guardrails.
RichMood reviews every request, protects private documents, and only marks a debt as paid after the payment is verified.
02
We review it
Our team checks each request before it goes public. Personal data and documents are never shown.
03
A Giver steps in
Givers pledge to pay part or all of a debt. Once the payment is confirmed, the progress updates for everyone.
Available now
Stories waiting for a hand.
Platform statistics
Real numbers, updated live.
Calculated directly from published requests on RichMood — no estimates, no rounding up.
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Published debts
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Open for help
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Debts paid off
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People helped
Stories
What a fresh start can look like.
The stories below are illustrative examples written to show how RichMood works. They do not describe real people.
“I could finally stop choosing between rent and my credit card minimums.”
Fictional Seeker · Credit card · Illustrative only
“Three strangers covered my overdue utility bills in a week. I'm still processing it.”
Fictional Seeker · Household bills · Illustrative only
“I wanted my money to change one specific life — and see exactly whose.”
Fictional Giver · Illustrative only
FAQ
Questions, answered.
No. This version is an MVP: Givers register a payment intent and our team guides the payment securely. No card or bank details are collected on the platform.
Every request is reviewed by an administrator before being published. Seekers can attach a private proof document, which only our team can see.
Only after an administrator confirms the payments and records proof that the debt was settled. Pledges alone never change a debt's progress.
Only the public name you choose (first name and initial, or "Anonymous"), country, category and your story. Your e-mail, documents and proofs are never shown publicly.
Yes. You can enable both profiles during onboarding or later in your profile settings.
Be the reason someone starts over.
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